Whole Home Improvements

It starts with a home energy assessment

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The Whole Home Improvements path from Home Performance with ENERGY STAR® takes a comprehensive, whole home approach to boost comfort and keep your energy bills in check by looking at your home as a system. 

When different areas of your home aren't working together, you may experience high energy bills, cold and drafty rooms, or have ice damming, mold, moisture, or ventilation issues. 



  1. 1

    There are two incentive tiers. See if you qualify for Tier 2 incentives, and then:

    Tier 1: Choose a Trade Ally to perform a home energy assessment (see Step 2).

    Tier 2: Download an Income Eligibility Application. Upon approval, choose a Trade Ally to perform a home energy assessment.

  2. 2

    Find a Whole Home Improvements Trade Ally and schedule your energy assessment.

  3. 3

    The Trade Ally conducts a home energy assessment. Review your customized energy assessment report. Discuss recommendations with your Trade Ally and decide on home improvements.

  4. 4

    Receive your incentive as an instant discount on your invoice to help cover the costs of improvement services and products.

Comfort and energy savings start with a home energy assessment

A home energy assessment provides a clear road map of customized home recommendations, cash incentives to offset improvement costs, and expert guidance every step of the way. The energy assessment is performed by a trained and certified Trade Ally contractor and helps pinpoint where you can save money and enjoy greater home comfort. The energy assessment includes a visual inspection, diagnostic testing, and a customized, prioritized report with a recommended energy improvements.

Your benefits:

  • Greater home comfort
  • Lower energy bills
  • Improved indoor air quality
  • Financial incentives
  • Technical support
  • Third party quality assurance

Homeowners who receive an energy assessment typically see utility bill savings of 20 percent or more. Plus, you'll qualify for the highest incentives for insulation and air sealing projects. Consider it your reward for getting the most comfort out of your home and taking a comprehensive approach to saving energy. 

Learn more by downloading the following educational material:

An energy assessment may vary in scope and typcially range between $200-$400 dollars. Final scope and cost often depend upon the age, size, and condition of your home. If you qualify for Tier 2 incentives, the assessment fee is reduced to a $50 co-pay.

Incentives for Whole Home Improvements

Air sealing and insulation Tier 1 Tier 2
10-19% energy reduction $850 $1,000
20-29% energy reduction $1,250 $1,500
30%+ energy reduction $2,000 $2,250

Note: You must first complete an energy assessment to qualify for air sealing and insulation incentives.

Eligible improvements include:

  • Air sealing
  • Attic insulation
  • Interior wall insulation
  • Exterior wall insulation
  • Sill box insulation

$250 BONUS when you complete Heating and Cooling Improvements and Whole Home Improvements together. Tier 1 only. Must be completed within 90 days of each other. 


Do you qualify for Tier 2 incentives?

You may be eligible for larger Tier 2 incentives if your household income level falls below the upper limits outlined below. If you qualify, download the Tier 2 Income Eligibility Application and Guidelines and submit it along with the required income documentation.

2016 State Median Income (SMI) Chart
Household Size Annual Income 80% SMI 3 Month Income 80% SMI
1 $34,134 $8,534
2 $44,637 $11,159
3 $55,140 $13,785
4 $65,642 $16,411
5 $76,145 $19,036
6 $86,648 $21,662
7 $88,617 $22,154
8 $90,587 $22,647
9 $92,556 $23,139
10 $94,525 $23,631
11 $96,494 $24,124
12 $98,464 $24,616

Supporting Information


Eligibility & Requirements

  • Available to residents (homeowners or landlords) who own a residential building with three or fewer units.
  • Resident must be a customer of a participating utility company, and at least 50 percent of the home must be heated with natural gas or electricity.
  • To determine your incentive level, find your household size and household income in the State Median Income (SMI) chart. If your annual or three month household income is above 80 percent SMI, you are eligible for Tier 1 benefits. If your annual or three month household income is 80 percent SMI or less, you are eligible for Tier 2 incentives and a reduced energy assessment cost. If you think you qualify, download the 2016 Income Eligibility Application/Guidelines and mail it in along with the requested income documentation.